HostUSDAI vs TBTC — price, size and safety, side by side
USDAI (Arbitrum) vs TBTC (Ethereum) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-10-17 / 2026-10-17.
USDAI vs TBTC — normalized performance, 2026-09-21 to 2026-10-17T03:15:24
| USDAI | TBTC | |
|---|---|---|
| Price | $1.00 | $82.91K |
| Market cap | $346.15M | $358.59M |
| 24h volume | $149.90K DEX | $1.05M DEX |
| Liquidity | $1.19M | $26.99M |
| FDV | $345.20M | $358.59M |
| Holders | 3,073 | 25,280 |
| Age (days) | 448 | 886 |
| Safety grade | B | B |
Where they differ
- TBTC measures ~23× the liquidity of USDAI
- TBTC measures ~7.0× the 24h volume of USDAI
- TBTC measures ~8.2× the holder count of USDAI
- over the shared window USDAI moved −0.04% while TBTC moved +6.55%
What the data says
USDAI
USDAI is USD.ai's stablecoin — a dollar token backed by loans against GPU and AI-infrastructure collateral, one of the more unusual collateral stacks in the stablecoin set. The contract 0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef is what our scan tracks: $1.2 million of pool liquidity as of October 9, 2026 on Arbitrum, trading essentially at its dollar peg.
The honest mechanics: the backing is hardware-collateralized lending — claims on AI infrastructure and the loans against it — which is genuinely different from the treasury-bill or crypto-overcollateralized models most stablecoins use, and carries its own risks (hardware values depreciate and loan books can go bad). The pool here is thin, so redemptions at size route through the issuer's machinery rather than the public market.
TBTC
tBTC is Threshold Network's trust-minimized wrapped Bitcoin — the decentralized-custody answer to WBTC, where a rotating set of node operators secures the BTC rather than a single custodian. The deployment 0x18084fba666a33d37592fa2633fd49a74dd93a88 is the v2 mint; our October 6, 2026 snapshot reads $27.0 million of tracked pool liquidity.
The honest contrast is the whole point of the asset: tBTC trades BitGo's institutional custody for a threshold-signature committee — no single company can lose or freeze the coins, but the security model is cryptographic-economic (operator collateral) rather than legal, which is a different risk shape, not a strictly smaller one. Its depth vs WBTC's billions is the market's honest verdict on how much that trade matters to people.
FAQ
Which is bigger, USDAI or TBTC?
By tracked market cap: USDAI (Arbitrum) measures $346.15M and TBTC (Ethereum) measures $358.59M — dated snapshots, not a live feed.
Which is safer, USDAI or TBTC?
On the contract checks we publish: USDAI (Arbitrum) grades B and TBTC (Ethereum) grades B. A grade is a structural check on the contract, not a promise about the asset.
How have USDAI and TBTC performed over the shared window?
Between 2026-09-21 and 2026-10-17T03:15:24, the measured snapshots show USDAI at −0.04% and TBTC at +6.55%.
The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-21→2026-10-17T03:15:24; a token with fewer measured points measures a shorter span inside it.
Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a HostDeFi product.