HostUSDAI vs PEAR — price, size and safety, side by side
USDAI (Arbitrum) vs PEAR (Arbitrum) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-10-17 / 2026-10-17.
USDAI vs PEAR — normalized performance, 2026-09-21 to 2026-10-17T03:15:24
| USDAI | PEAR | |
|---|---|---|
| Price | $1.00 | $0.02844 |
| Market cap | $346.15M | $16.58M |
| 24h volume | $149.90K DEX | $49.98K DEX |
| Liquidity | $1.19M | $692.75K |
| FDV | $345.20M | $27.50M |
| Holders | 3,073 | 2,431 |
| Age (days) | 448 | 740 |
| Safety grade | B | A |
Where they differ
- USDAI measures ~21× the market cap of PEAR
- USDAI measures ~1.7× the liquidity of PEAR
- USDAI measures ~3.0× the 24h volume of PEAR
- over the shared window USDAI moved −0.04% while PEAR moved −14.1%
What the data says
USDAI
USDAI is USD.ai's stablecoin — a dollar token backed by loans against GPU and AI-infrastructure collateral, one of the more unusual collateral stacks in the stablecoin set. The contract 0x0a1a1a107e45b7ced86833863f482bc5f4ed82ef is what our scan tracks: $1.2 million of pool liquidity as of October 9, 2026 on Arbitrum, trading essentially at its dollar peg.
The honest mechanics: the backing is hardware-collateralized lending — claims on AI infrastructure and the loans against it — which is genuinely different from the treasury-bill or crypto-overcollateralized models most stablecoins use, and carries its own risks (hardware values depreciate and loan books can go bad). The pool here is thin, so redemptions at size route through the issuer's machinery rather than the public market.
PEAR
PEAR at 0x3212dc0f8c834e4de893532d27cc9b6001684db0 is an Arbitrum asset 725 days into its record at the October 6, 2026 snapshot, priced at a $16.6 million market cap with a $27.5 million fully-diluted figure on 852.2 million units showing the emission still ahead.
The book is workable for the cap: $692.8 thousand of tracked depth on $58.0 thousand of 24-hour volume — a pool that clears ordinary size and a quiet tape that mostly holds. Contract-level controls were not assessed in this snapshot, so the authority posture is a live-scan question rather than an assumption here.
FAQ
Which is bigger, USDAI or PEAR?
By tracked market cap: USDAI (Arbitrum) measures $346.15M and PEAR (Arbitrum) measures $16.58M — dated snapshots, not a live feed.
Which is safer, USDAI or PEAR?
On the contract checks we publish: USDAI (Arbitrum) grades B and PEAR (Arbitrum) grades A. A grade is a structural check on the contract, not a promise about the asset.
How have USDAI and PEAR performed over the shared window?
Between 2026-09-21 and 2026-10-17T03:15:24, the measured snapshots show USDAI at −0.04% and PEAR at −14.1%.
The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-21→2026-10-17T03:15:24; a token with fewer measured points measures a shorter span inside it.
Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a HostDeFi product.