HostDAI vs RLUSD — price, size and safety, side by side
DAI (Ethereum) vs RLUSD (Ethereum) — every figure is the freshest dated measurement we hold for that token, never a live-feed guess. Prices stamped 2026-10-17 / 2026-10-17.
DAI vs RLUSD — normalized performance, 2026-09-08 to 2026-10-17T03:15:24
| DAI | RLUSD | |
|---|---|---|
| Price | $0.9976 | $0.9995 |
| Market cap | $4.56B | $2.47B |
| 24h volume | $10.35M DEX | $10.01M DEX |
| Liquidity | $53.63M | $38.09M |
| FDV | $4.55B | $1.30B |
| Holders | 710,510 | 12,684 |
| Age (days) | 1,526 | 70 |
| Safety grade | B | B |
Where they differ
- DAI measures ~1.8× the market cap of RLUSD
- DAI measures ~56× the holder count of RLUSD
What the data says
DAI
DAI answered a question the other stablecoins on this site don't ask: can a dollar exist on-chain without a company behind it? Since 2019, the contract at 0x6b175474e89094c44da98b954eedeac495271d0f has held near a dollar not because anyone promises redemption at a bank, but because every DAI is minted against locked crypto collateral worth more than it, with interest rates and liquidations — governed by MakerDAO, now rebranded Sky — doing the work a treasurer would. No single company can freeze your DAI or pause the contract; that censorship-resistance is the property its holders are actually paying for.
The honest complications have grown over the years. A large share of DAI's backing has long included centralized stablecoins and real-world assets, which reimports a slice of the issuer risk the design was born to escape — the March 2023 weekend when USDC's depeg dragged DAI to roughly $0.89 alongside it made that dependency visible. And the 2024 rebrand to Sky, with its upgrade path to the newer USDS token, means DAI is now the legacy branch of its own ecosystem: still enormous, still redeemable through the same machinery, but no longer where its creators' roadmap points. Neither fact is a defect; both belong in the price of holding it.
RLUSD
RLUSD is Ripple's dollar — the stablecoin Ripple built on its institutional distribution, aimed at the same regulated-treasury ground as USDC and PYUSD but arriving with an exchange network behind it. The deployment 0x8292bb45bf1ee4d140127049757c2e0ff06317ed is the Ethereum mint; our October 9, 2026 snapshot reads $38.1 million of tracked pool liquidity.
The honest shape: RLUSD's reserve is the standard fiat-backed structure — cash and equivalents with attestations — so its risk profile is issuer-shaped (Ripple's solvency, NYDFS oversight, redemption terms) rather than exotic. What distinguishes it is distribution: Ripple's existing payment rails give it corridor utility most new stablecoins lack, though on pure DeFi depth it still trails the majors by an order of magnitude.
FAQ
Which is bigger, DAI or RLUSD?
By tracked market cap: DAI (Ethereum) measures $4.56B and RLUSD (Ethereum) measures $2.47B — dated snapshots, not a live feed.
Which is safer, DAI or RLUSD?
On the contract checks we publish: DAI (Ethereum) grades B and RLUSD (Ethereum) grades B. A grade is a structural check on the contract, not a promise about the asset.
How have DAI and RLUSD performed over the shared window?
Between 2026-09-08 and 2026-10-17T03:15:24, the measured snapshots show DAI at −0.26% and RLUSD at +0.34%.
The grade column is the one CMC's compare page cannot print — our grade is computed from the contract itself (mint/freeze authority, liquidity, holder concentration). Changes are measured over the shared window stated on the chart, 2026-09-08→2026-10-17T03:15:24; a token with fewer measured points measures a shorter span inside it.
Figures are dated on-chain snapshots, not a live feed. Safety grades are structural checks — not investment advice. Free · no signup · a HostDeFi product.